Privacy Policy

Information We Collect

We collect the information you provide directly to us, together with a limited amount of technical information gathered automatically when you use our website.

• Information you submit through our contact form, including your name, email address, phone number, and the content of your message.
• SMS opt-in information, including your mobile phone number, the date and time you gave consent, the method by which you consented, and your current consent status.
• Information you share when you engage us for accounting, tax, bookkeeping, or advisory services.
• Basic technical data such as browser type, device type, and the pages you view, used to keep the website working, secure, and accurate.

How We Use Personal Information

• To respond to your inquiries and schedule consultations.
• To provide the accounting, tax planning, bookkeeping, and advisory services you request.
• To send text messages you have consented to receive, such as appointment reminders and account notifications.
• To maintain records required by professional, tax, and regulatory obligations.
• To improve the content, performance, and security of our website.
• To communicate with you about your engagement, your requests, or changes to our services.

We do not use your personal information for any purpose you have not agreed to.

Who We Share Personal Information With

We do not sell, rent, or trade your personal information. We share it only in the limited circumstances described below.

• Service providers who perform work on our behalf, such as email delivery, website hosting, and messaging services, and only to the extent needed to deliver that service to you.
• Professional advisors, such as legal or accounting professionals, where needed to support our practice.
• Legal or regulatory authorities when we are required by law, subpoena, or court order to disclose information, or when disclosure is necessary to protect our rights, safety, or property.
• A successor entity in connection with a merger, acquisition, or sale of assets. In that event we will notify you of any change in ownership or permitted use of your personal information.

SMS Messaging and Consent

When you provide your mobile phone number and agree to receive text messages from us, we use that number only to send the messages you asked for. Consent to receive text messages is never a condition of purchasing any service.

SMS consent is not shared with third parties or affiliates.

Your mobile phone number, SMS opt-in data, and consent status are never sold, rented, or disclosed to third parties or affiliates for their own marketing or promotional purposes. Message delivery providers may process this information strictly to deliver the messages you requested, and only under confidentiality obligations.

You may opt out at any time by replying STOP to any message. Reply HELP for assistance, or contact us by email. Message frequency varies, and message and data rates may apply.

Data Security

We maintain administrative, technical, and physical safeguards designed to protect your personal information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security, but we limit access to personal information to those who need it to serve you.

Data Retention

We retain personal information for as long as needed to provide our services, and afterward for the period required by professional, tax, and regulatory recordkeeping rules, to resolve disputes, and to enforce our agreements. When information is no longer needed, we securely delete or destroy it.

Your Choices and Rights

• Opt out of text messages at any time by replying STOP to any message.
• Ask us to access, correct, or delete the personal information we hold about you by emailing jennifer@jbdfinancialconsulting.com.
• Unsubscribe from our email communications using the unsubscribe link in the message, or by contacting us directly.
• Understand that we may be required to retain certain records even after a deletion request, where the law or our professional obligations require it.

Children's Privacy

Our website and services are intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us information, please contact us and we will delete it.

Third-Party Links

Our website may link to third-party sites. We are not responsible for their content or privacy practices, and we encourage you to review the privacy policy of any site you visit.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the Last updated date above. Continued use of our website after a change means you accept the updated policy.

Contact Us

If you have questions about this Privacy Policy or how we handle your personal information, contact JBD Financial Services & Consulting LLC at jennifer@jbdfinancialconsulting.com or visit https://jbdfinancialconsulting.com.